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Contracts, Claims and Insurance tips for Consultants & Contractors

Please note that registration is limited to 150 participants due to licensing constraints.

This event is free for all ALGA Members


 

An overview of the current insurance market, methods to minimise the risk of claims and key contract clauses which may affect how your insurance policy may respond should the worst happen.

Contracts, Claims and Insurance tips for Consultants & Contractors

 

  • Insurance market update
    • Good news – softening PI market
    • Bad news – PFAS exclusions
  • Contract and Risk Transfer
    • Limitations of Liability, Indemnities, Consequential loss
    • Contract tips for Consultants
  • Mobile plant and equipment claims
    • Implications of limitation of liability, indemnification and hold harmless clauses for contractors
  • ‘Making Good’ environmental contamination
    • Obligations under contract & insurance implications

Speakers

Simon

Simon Gray

Bellrock Advisory

Simon has over 30 years’ experience in the insurance and legal industries. During that time he has been an insurance intermediary and practised as a lawyer (including roles as an insurance partner in private practice).

Bellrock welcomed Simon to the Team in 2024 to lead our professional indemnity practice for construction professionals – a field in which Simon has dedicated himself for more than 18 years.

His focus on this area of risk over the years, across diverse disciplines, has materialised in an unparallelled standing and recognition by the insurance market. Simon is acknowledged as a thought leader in construction professionals’ risk and has been recognised as an Elite broker by Insurance Business Australia for the last 5 years. In 2024 he was awarded the number 1 ranking by that publication.

This recognition exemplifies why he is a trusted advisor to so many customers. He has developed so many long-standing relationships spanning many years and across varying market cycles. Simon works closely with customers to develop a deep understanding of their unique risk profile, thereafter tailoring advice and risk transfer strategies to meet their specific needs.

Simon’s experience extends to managing complex claims as a lawyer and intermediary. He has helped his clients achieve the best possible outcomes on claims by applying his technical and commercial acumen.

The services offered by Simon and his Team include critical analysis of insurance policies and advice on adequacy of cover, extending to the negotiation, placement and administration of insurance programmes. He is truly passionate about risk and always prioritises improved customer experience.

Laura

Laura Thomas

Bellrock Advisory

Laura is a dual qualified lawyer with over 14 years experience in the insurance industry having previously worked with some of the UKs leading insurers and Lloyd’s of London.

Prior to joining Bellrock in 2024, Laura acted as Head of Claims and Legal Counsel for a number of companies allowing her to develop specific expertise in policy drafting, coverage disputes, liability and policy analysis across multiple lines of insurance whilst also handling complex high value claims.

This experience makes Laura well placed to support our Market Relations & Knowledge Team where she completes contract reviews for clients, undertakes peer reviews of complex placements, supports with product development, and coordinates our panel of experts to ensure Bellrock clients have access to market leading risk mitigation tools.

Ben

Ben Gair

Bellrock Advisory

Ben’s high level of expertise is matched by the enthusiasm and energy he brings to our team where he demonstrates a true commitment to Bellrock’s culture and values in his role as Director.

He possesses the unique ability to advocate tenaciously for his clients while at the same time maintaining valuable personal relationships with partners across the insurance industry.

Ben has developed a formidable reputation in risk advice for construction and mobile, plant and equipment sectors. He is driven by the desire to ensure his clients’ businesses are protected and draws upon his extensive network of connections to leverage optimal results. This philosophy has been instilled in the Risk Advisors he mentors ensuring the highest level of technical expertise is entrenched across the team.

Ben’s insurance career began in Western Australia in 2007, servicing the construction industry. In 2008 he moved to Melbourne, finding opportunities to expand his expertise while working with an insurer to underwrite financial risk. He then moved into client and executive-management roles for national broking firms.

In 2020, Ben launched BG Risk Solutions with a focus on tailored risk advisory services to respond to the individual needs of his clients. There he developed a strong following, transferring risk for clients across a range of sectors including construction, early learning, property owners, and contractors plant and equipment with a niche specialisation in the dry hire industry.

After trading as an Corporate Authorised Representative of Bellrock for 12 months, Ben officially joined the Bellrock family in November 2023 recognising true synergies in the way risk advisory and client advocacy is championed at Bellrock.

Based in Melbourne, Ben and his team service Bellrock clients nationally.

Event Details

Start Date: June 19, 2025

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